Terms & calculation limits

This preview is a manual financial tracking tool. It does not trade, hold customer money, connect banks or provide personalised financial, legal or tax advice.

Calculation limits

Investment profit is based on tracked investment balance changes, adjusted for net deposits and withdrawals and any explicitly entered outside-balance P/L. Notional exposure is not money owned or investment profit. Avoid counting the same account or gain twice.

Interest is estimated using current Bill/Debt balance × APR ÷ 365 and the days between snapshots. It does not reproduce lenders' compounding, fee or payment schedules. Changes across January 1 are assigned to the ending snapshot year when intermediate balances are unknown. Log near year-end for more precise reporting.

Percentages are simple profit divided by the available year starting investment balance, not time-weighted or money-weighted returns. Projections apply assumptions to market exposure, including leverage; they are not guaranteed asset or retirement forecasts.

Your records

Verify entries and keep backups. Restoring a backup replaces current saved data. Correcting a recorded result adjusts cumulative performance but does not invent missing historical balances.

Subscriptions and payments

The hosted customer dashboard offers a $9.99 CAD monthly subscription or a $59.94 CAD yearly subscription. Paying yearly saves 50% compared with twelve monthly payments totalling $119.88 CAD. Both signup plans include a 7-day free trial. Cancel before the trial ends to avoid the first charge. The annual price is charged upfront after the trial for a full year; it is not a monthly payment plan.

Subscriptions renew monthly or yearly at the selected price until cancelled. Manage cancellation of future renewals on the subscription cancellation page after signing in to the customer account used to purchase. Cancellation stops the next renewal while the current paid period or trial continues to its scheduled end. It does not delete dashboard records or automatically refund earlier payments. Stripe handles new subscription checkout, receipts and billing details. Existing Wix subscriptions remain managed through Wix. Applicable taxes and the final charge are shown at checkout. This dashboard does not collect or store your card details. Use the same email for your dashboard and billing account, and check your existing subscription before purchasing another plan. Creating an account alone does not start a trial or grant dashboard access. Access requires Financial Horizon to confirm an active trial or paid subscription with the billing provider. When access ends, your saved records remain available for export or deletion. Support and cancellation remain available.

Discounted renewals

Eligible Stripe subscriptions can receive a one-time 30% stay offer on the cancellation page. Accepting the offer applies the discount automatically to future renewals of your current plan: $6.99 CAD monthly or $41.96 CAD yearly, plus applicable taxes. There is no additional charge today, no new subscription, and no change to your renewal date or trial end date. Financial Horizon confirms that the discount is applied after Stripe verifies it. The discount continues until cancellation, cannot stack, and can be accepted only once per customer account. You can cancel future renewals directly afterward without contacting support or receiving another 30% offer.

Previously purchased Wix discounted plans continue at their recorded price: $6.99 CAD monthly or $41.96 CAD yearly, plus applicable taxes. These purchases began a new subscription; they did not amend the price or start date of an earlier subscription. You can manage or cancel their future renewals directly without another discount offer. Cancellation does not automatically refund earlier payments.

Display conversion

Currency summaries use the latest available daily ECB reference rates via Frankfurter. They are estimates, not live trading quotes or your bank’s conversion prices. No balances or identity are sent to the exchange-rate provider. Saved amounts, editable fields and CSV exports stay in the record currency. Charts convert saved results at the current reference rate; they are not historical foreign-currency returns.